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TaxesMay 10, 2026

The Freelancer's Guide to Quarterly Taxes (Without the Panic)

If you're a freelancer in the US, you're responsible for quarterly estimated tax payments. Here's what you need to know.

When Are Quarterly Taxes Due?

  • Q1 (Jan–Mar): April 15
  • Q2 (Apr–Jun): June 15
  • Q3 (Jul–Sep): September 15
  • Q4 (Oct–Dec): January 15 (following year)

    • How Much Should You Set Aside?

    A good rule of thumb: **25–30% of every payment you receive.**

    This covers:

  • Federal self-employment tax (15.3%)
  • Federal income tax (varies by bracket)
  • State tax (varies by state)

    • The FlowCFO Approach

    Instead of guessing, FlowCFO calculates your exact reserve based on your income, business type, and location. Every time income hits your account, the right percentage is automatically set aside.

    No more tax-season surprises.