PRIVATE WEALTH ARCHITECTURE

Your agency looks profitable on paper. FlowCFO shows you if it actually is.

Go beyond traditional bookkeeping. We provide institutional-grade cash flow modeling specifically for high-growth agencies managing complex payroll and retainer cycles.

Agency Performance
trending_up+24.8% Net Margin Visibility
THE AGENCY GAP

Why "Profitable" agencies go broke.

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Late Client Payments

Accrual accounting says you earned it. Your bank account says otherwise. We bridge the gap between "Invoiced" and "Available".

CASH DRAG42 Days Avg.
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Payroll Timing

Your biggest expense is non-negotiable. We simulate payroll impact against collection cycles to ensure you're never caught thin.

LIQUIDITY SCORE98/100
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Retainer Churn

Predict the ripple effect of losing a marquee client before it happens. Model your survival and growth runways in seconds.

RUNWAY IMPACT-6 Months

Financial clarity for the modern partner.

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REAL-TIME VISIBILITY

Direct integration with Quickbooks, Xero, and 12,000+ banks for a single source of truth.

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SCENARIO MODELING

"What if we hire 3 designers?" or "What if Client X delays by 30 days?" Solve with one click.

CASH FLOW PROJECTION (Q4)

MetricOctoberNovember
Projected Revenue$245,000$210,000
Payroll & Ops($120,000)($120,000)
Net Position$125,000$90,000
Simulated: Lost retainer 'Client Alpha' in Nov.

Stop guessing.
Start scaling.

Join the exclusive waitlist for FlowCFO. Limited intake for our next cohort of high-net-worth agency partners.

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